The South Australian government is continuing its cost-of-living relief measures into 2026, with updated concession rules designed to support low-income residents. From January 1, 2026, the system remains simpler, more inclusive, and better suited to modern living arrangements—especially for renters and people living in shared housing.
These changes ensure that financial assistance reaches those who genuinely need support during ongoing cost-of-living pressures. Below is a detailed breakdown of what South Australians can expect in 2026.
Key Updates for 2026
Under the revised rules continuing in 2026, low-income renters are no longer assessed based on their housemates’ income. Earlier rules often excluded eligible residents simply because of who they lived with.
Previously, renters could lose access to concessions if:
- A housemate earned more than $3,000 per year (Energy Concession)
- A housemate earned over $24,000 annually (Cost-of-Living Concession)
As of 2026, these restrictions remain removed. Eligible residents can receive:
- $255.60 Cost-of-Living Concession
- Ongoing energy bill support
This ensures more South Australians qualify for relief without being unfairly penalised.
Additional Support for Vulnerable Groups
The 2026 framework continues to protect individuals in changing household situations, including:
- Age Pensioners
Pensioners will not lose concessions if an adult child or relative moves back home due to financial or housing stress. - Rooming House Residents
Every eligible resident in rooming houses or shared accommodation can claim concessions individually.
These updates reflect the realities of shared living, housing insecurity, and rising rental costs across South Australia.
Government Investment in Concessions
Since the 2022 state election, South Australia has committed nearly $250 million toward concession and relief programs. This investment continues through 2026, covering multiple areas:
| Program | Update |
|---|---|
| Cost-of-Living Concession | Doubled to match renter and homeowner support |
| Energy Bill Support | Increased funding to offset rising utility costs |
| Housing Assistance | Expanded eligibility for shared living arrangements |
Human Services Minister Nat Cook has reiterated the goal of making concessions fairer, simpler, and more consistent for residents facing financial hardship.
Application Deadlines for 2026
To receive the 2025–26 concession, eligible residents must apply on time.
| Eligibility Group | Deadline |
|---|---|
| Pensioners & Centrelink recipients | update soon |
| Low-income earners | update soon |
| Shared or transitional housing residents | Apply early |
| SA residents meeting income criteria | Before year-end |
Applicants are strongly encouraged to submit claims early to avoid delays or missed payments.
The Bigger Picture
South Australia’s approach in 2026 reflects a broader understanding of the cost-of-living challenges affecting low-income households. By removing outdated housemate income rules, the government acknowledges that shared accommodation is no longer optional—it’s essential for many.
Rooming houses, shared rentals, and transitional housing play a vital role in preventing homelessness. These updates ensure that financial relief remains accessible regardless of living arrangements.
Why This Is Significant
The continuation of these concession reforms into 2026 represents a major step toward easing financial pressure on vulnerable residents. By expanding eligibility, increasing funding, and simplifying the process, South Australia is ensuring support reaches the people who rely on it most.
Residents are advised to review eligibility and apply promptly to benefit from this ongoing assistance.