The Haryana government introduced the Deen Dayal Lado Lakshmi Yojana as a key initiative to support women through direct financial help. This scheme started on 25 September 2025 and continues into 2026 with some updates. It provides monthly assistance to eligible women residents of the state. The main goal is to offer financial support and encourage empowerment.
Women who qualify receive regular payments straight into their bank accounts. In 2026, the scheme includes changes to how the money is given out. Part of the amount goes directly to the woman each month, while another part gets saved in a special account managed by the government. This saved portion grows with interest and becomes available later.
This approach helps women meet daily needs while also building long-term savings. The total assistance remains the same, but the split makes it more useful over time. Eligible women can apply easily through a dedicated mobile app.
Eligibility Criteria for the Scheme
To join the Lado Lakshmi Yojana, women need to meet specific rules set by the government. These rules ensure the help reaches those who need it most.
The basic requirements include being a female resident of Haryana. The woman must be at least 23 years old. Family income plays a big role too. Generally, the annual family income should not exceed certain limits, starting with up to ₹1,00,000 in many cases.
In some situations, the income limit goes up to ₹1.80 lakh. This happens under special conditions, like when linked to children’s education progress or support for undernourished kids. Permanent residency in Haryana is essential, often requiring at least 15 years of living in the state.
Other key points cover bank details. The woman needs an Aadhaar-linked bank account in her own name. This setup allows smooth direct transfers of the funds.
Multiple women from the same family can apply if they each meet the criteria. There is no restriction on how many from one household can benefit.
- Must be a female resident of Haryana
- Age 23 years or above
- Family income generally up to ₹1,00,000 per year, with extensions in specific cases
- Aadhaar-linked bank account required
- Permanent residency proof needed
Benefits Provided Under the Yojana
The scheme offers clear financial support to qualified women. Each eligible beneficiary gets ₹2,100 every month. This adds up to ₹25,200 in a full year.
The money transfers directly to the woman’s bank account through the Direct Benefit Transfer system. This method keeps the process simple and quick.
Starting in January 2026, the payment splits into two parts. ₹1,100 comes as direct monthly payment for immediate use. The remaining ₹1,000 goes into a government-managed recurring deposit or fixed deposit account.
This saved amount earns interest over time. Later, the woman can access the full saved money plus the interest. It creates a safety net for future needs.
In some cases, women may need to complete a monthly check through the app. This liveness verification helps keep payments flowing without breaks.
The benefits focus on regular support and future security.
| Benefit Component | Amount | Details |
|---|---|---|
| Monthly Direct Payment | ₹1,100 | Transferred directly to bank account each month (from 2026 update) |
| Monthly Savings Portion | ₹1,000 | Deposited in government RD/FD account with interest |
| Total Monthly Assistance | ₹2,100 | Combined value, equivalent to ₹25,200 annually |
| Transfer Method | DBT | Direct Benefit Transfer to Aadhaar-linked account |
How to Register Online Via the Mobile App
Registration for the Lado Lakshmi Yojana happens only through the official mobile app. This digital method makes it easy for women to apply from home.
First, download the official app. It is available on both Google Play Store for Android and the App Store for iOS devices. Search for “Deen Dayal Lado Lakshmi Yojana” to find the genuine version published by the government.
Open the app and start by entering your mobile number. An OTP will arrive for verification. Complete this step to log in or register.
Next, fill in personal information. This includes name, Aadhaar number, and family details. Upload the needed documents and proofs.
Submit the form and note down the registration ID for future reference. The application goes to the authorities for checking.
Once approved, the woman gets a confirmation. Payments then start automatically into the linked bank account.
The app also allows tracking status and handling queries.
Step-by-step process:
- Download the official app from Play Store or App Store.
- Enter mobile number and verify with OTP.
- Provide personal and family details.
- Upload documents like Aadhaar and income proof.
- Submit and save the registration ID.
- Await verification and approval.
Required Documents for Application
Applicants need to prepare a few key documents to complete the process smoothly.
The main one is the Aadhaar card, which must link to the bank account. Bank details are necessary for transfers.
Proof of living in Haryana, like a domicile certificate, is required. An income certificate or Parivar Pehchan Patra ID helps verify family earnings.
A recent passport-size photo and another ID, such as voter card or ration card, complete the list.
Having these ready speeds up submission through the app.
- Aadhaar card (linked to bank)
- Bank account information
- Haryana residency proof
- Family income certificate or PPP ID
- Passport-size photograph
- Additional ID like voter or ration card
Important Tips and Helpline Information
Women applying should stick to the official app only. Avoid any fake websites or links, as they can lead to fraud.
Keep the mobile number active and linked to Aadhaar. This helps with OTP and notifications.
If required, do the monthly liveness check in the app promptly. It ensures no break in payments.
The app offers features like status tracking, document uploads, and direct complaint raising.
For support, use options inside the app or official government channels.
The app allows:
- Registration and application submission
- Document uploads and proofs
- Application status checking
- Liveness verification
- Query or complaint submission
Conclusion
The Deen Dayal Lado Lakshmi Yojana launched in September 2025 and updated in 2026 provides ₹2,100 monthly support to eligible Haryana women, split into direct payment and savings from the new year.
This update matters as it balances immediate financial help with long-term security through interest-earning deposits.
Women meeting the residency, age, and income criteria should use the official app for registration to access these benefits going forward.